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Ипотечная программа «Мечты сбываются» РСХБ набирает обороты

Россельхозбанк продолжает проведение акции по ипотечному кредитованию клиентов на покупку жилой недвижимости.

Программа предусматривает специальные процентные ставки от 8,2% для оплаты цены договора участия в долевом строительстве или приобретения квартиры. Желающие приобрести таунхаус или обособленную часть жилого дома с земельным участком также могут взять кредит на покупку.

В России программой уже воспользовались свыше 14 тысяч человек. В рамках акции на начало 2020 года суммарно было выдано ипотечных кредитов на 34 миллиардов рублей. Из них на покупку жилой недвижимости было выделено более 21,5 млрд рублей, на оплату цены договора долевого участия - свыше 12,5 млрд рублей.

По условиям ипотечной программы, минимальная сумма кредита составляет 100 тысяч рублей, максимальная – 60 миллионов. Ипотека может быть предоставлена на срок до 30 лет. Первоначальный взнос – 20% и более. Комиссия по кредиту отсутствует.

К заемщику предъявляются следующие требования: ему должно быть от 21 года до 65 лет, хотя возможно увеличение возраста до 75 лет при соблюдении определенных условий. Также клиент, собирающийся взять ипотеку, должен иметь российское гражданство и регистрацию на территории РФ. Требования также предъявляются к стажу работы заемщика: он должен проработать на текущем месте не менее 6 месяцев и иметь не менее 1 года общего стажа за последние 5 лет.

Подробности акции и условия ипотечных продуктов представлены на сайте Банка https://www.rshb.ru/natural/loans/mortgage_all/actions_dreams/

Желающие воспользоваться предложением могут сделать это до 31 января 2020 года включительно.



27.01.2020
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