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Россельхозбанк приступил к выдаче потребительских кредитов жителям села под 3%

В Челябинском филиале Россельхозбанка началась выдача потребительского кредита без обеспечения для жителей села, ставка по которому была снижена на 2 процентных пункта до 3% годовых. Такой кредит выдается в рамках Государственной программы «Комплексное развитие сельских территорий», утвержденной Правительством Российской Федерации на 2020-2025 годы. Ранее ставка составляла 5 процентов.

Право на получение кредита в сумме до 250 тысяч рублей имеют все жители Челябинской и Курганской областей в возрасте от 23 до 65 лет, имеющие регистрацию на сельских территориях или сельских агломерациях. Срок - до 60 месяцев. При этом ставка 3% годовых действует при оформлении личного страхования.

На полученный кредит жители села могут приобрести и произвести монтаж оборудования для обеспечения своих хозяйств электро- и водоснабжением, водоотведением, отоплением и газоснабжением по договорам подряда, заключенным с организациями-исполнителями работ. Также условия кредита позволят отремонтировать по договорам подряда жилые дома и помещения.

Одним из первых преимущества сельского кредита оценил житель с. Фершампенуаз Вячеслав Байкин. В офисе Россельхозбанка он взял 250 тысяч рублей на три года для улучшения жилищных условий.

«В такую сумму подрядная организация оценила ремонт и благоустройство придомовой территории. Деньги по кредиту уже получил, на днях начнется строительство. Благодаря такому «демократичному кредиту» к летнему сезону подготовлюсь в разы быстрее», - рассказал сельский житель.

Погашать кредит Вячеслав Павлович, как и остальные заемщики, сможет как дифференцированными, так и аннуитетными платежами. При желании клиента можно будет осуществить полное или частичное досрочное погашение кредита без комиссий.

«Развитие сельских территорий является ключевой задачей Россельхозбанка. Поэтому мы снизили ставку по льготному кредиту, условия которого и раньше были одними из самых привлекательных. Заемные средства дают возможность жителям села благоустроить свои дома и улучшить условия жизни. РСХБ является опорным банком для аграриев, поэтому мы будем и дальше разрабатывать и улучшать кредитные продукты, которые позволят снизить финансовую нагрузку на сельхозпроизводителей», – отметила директор Челябинского регионального филиала Россельхозбанка Людмила Попова.

Также напоминаем, что РСХБ продолжает выдачу льготной сельской ипотеки по ставке 2,7% на территориях Челябинской и Курганских областях.

Адреса офисов и режим работы АО «Россельхозбанк» по Челябинской и Курганской области на официальном сайте https://www.rshb.ru/offices/chelyabinsk/



22.05.2020
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